Finance

You can’t always get what you want, but with our handy finance options, you can get them sooner than you think! We offer finance packages from 12 months interest free to 36 months 15.9% APR allowing you to spread the cost of your car parts that you want to have straight away but pay for them over a time period that suits your budget. We also offer finance on workshop services for any labour or products fitted at the time.

Which finance options are available?

There are a variety of different finance options available. The payment options page will show you the finance options available, ranging from 6 to 36 months, interest free or with a competitive interest rate. There are many different options depending on your spending rate and how much you can afford to pay monthly and it does vary depending on what parts you are ordering. You can also contact us by email or telephone with any questions regarding this.

Am I eligible for finance?

To apply for finance you must be:

  • At least 18 years of age
  • A permanent UK resident
  • In regular employment (minimum of 16 hours per week) including self employment, or in permanent residence with your spouse/partner who is in regular employment
  • In receipt of a pension if you are retired
  • Able to confirm sufficient income if you are registered disabled.

V12 Retail Finance

Our finance is supplied by V12 Retail Finance, the UK’s only specialist Retail Finance provider who use a secure and friendly market leading online software system which can provide you with a decision in seconds.

How do I apply?

You can either apply direct through our online shop or for more complex orders that require email or phone assistance we can process your application over the phone or by email, its all very simple and easy to do. We also offer finance for labour through our workshop so you can spread out your payments not only on your parts but also on labour costs too.

  • Once you have items in your basket you will be able to select ‘Finance’ as a payment option in the checkout.
  • Select your preferred finance option.
  • Follow the simple online application steps which take around 5-10 minutes to complete on V12′s secure server.
  • When you have completed the application, V12 will use the information supplied to reach a decision (which involves a credit search) and very quickly confirm the outcome.

Obviously, online finance is only one option. Should you prefer to pay outright you can check out in the normal way and pay by credit card, debit card or Paypal.

What happens next if my application is approved?

If your application is approved you will be able to complete a Credit Agreement with V12 Finance. Upon notification of receipt of the agreement Whifbitz will process your order and ship your goods.

What happens if my application is declined?

If our credit providers decline your application you will have the option of choosing an alternative method of payment (i.e. credit/debit card or cheque).

Can I have my order sent to a different address?

Please note that orders paid for by Finance can only be shipped to the same billing address as on your application. It will not be possible for us to ship goods to a different delivery address.

Any questions?

Please call us on 020 83671286 if you have any unanswered questions. There is also more information on the V12 website (including payment methods, amounts and dates) which you can view at any time during your application.

Whifbitz reserve the right to exclude products of our choosing from certain finance packages. These can include purchases used in conjunction with promotional coupons, reduced items and sale items.