Hole in sump and block

Just took my undertray/splitter off and there is a nice big hole in the bottom of the alluminium sump and the worst bit a hole in the side of the block. Looks like from what I can see so far the engine is ok, all turns over and there aren’t any rods missing! Looks like the oil pump has $#@! itself and chucked its guts through the side/bottom of the engine. How much bad luck can one person have.